Commercial Residential Property Insurance

Count on UPC Insurance and our suite of products designed for the unique needs of commercial residential property owners in Florida, South Carolina, and Texas.

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Specializing in Apartments and Condominiums

We offer premier commercial residential property insurance for residential condos and townhomes, and apartment buildings.

Coverage Options for Commercial Residential Properties

When it comes to coverage for commercial residential properties, UPC Insurance offers a wide variety of options. Our dedicated team of experts include commercial underwriters, claims, sales, and marketing staff – all eager to provide the ideal policy to meet your needs. Read the following coverage selections for residential properties:

This includes coverage associated under ISO Commercial Property forms. Covered perils include wind, hail, fire, water leakage, lightning, and more. Unless it is specifically excluded, UPC Insurance will cover it. Some excluded aspects are wear and tear, maintenance, intentional acts, etc.

  • Wind Driven Rain
  • Mold Coverage (fungus, wet rot, dry rot, bacteria)
  • Increased Building Ordinance or Law
  • Agreed Value
  • Earthquake (South Carolina and Texas only)
  • Equipment Breakdown
  • Terrorism
  • Backup Sewer and Drain

This coverage applies for when extra expenses occur to keep your business running after an issue. For example, if elevators broke and you needed to rent generators to keep them running, UPC Insurance would cover the cost of the generator rental. This coverage also applies to Journey Insurance.

journey
Journey Insurance is UPC Insurance’s first AM Best Rated recognition. We offer three commercial products – two through ACIC and one through Journey.
Am Coastal
UPC Insurance and American Coastal Insurance Company completed their merger in 2017 to create a leading specialized personal lines and commercial lines underwriter.

Coverage by State

Select your state to explore the UPC Insurance products tailored to where you live.  

“UPC was always very prompt, professional and patient, answering my calls and emails and assisting me in overcoming this difficult hurdle.”

Irina L.
Boca Raton, FL